NLADA Mutual Insurance Co., A Risk Retention Group (NLADA Mutual) is an insurance and risk management firm exclusively dedicated to the distinct needs of the equal justice community. NLADA Mutual is an evolved version of the NLADA Insurance Program, which has been serving the equal justice community for three decades.
Download NLADA Mutual one-page overview (PDF)
Vision
To empower the equal justice community with courage, confidence and peace of mind.
Mission
To equip advocates with the coverage they need while serving on the frontlines of advancing justice, expanding equity and opportunity for all.
Our Team
Our primary office is located in Washington, DC. We have a core team in our Headquarters (housed alongside NLADA) and many other staff supporting claims and other functions throughout the country.
NLADA Mutual Members have access to:
- An insurance company that shares the mission of advancing equal justice
- More tailored coverages as we understand and are a part of this distinct community
- Affordable, often lower premiums
- A company owned by its members where all net proceeds remain in the equal justice community to support the work of advocates on the frontlines and NLADA’s efforts on their behalf
- A fierce advocate for justice and equity within the insurance industry
NLADA Mutual serves:
- Assigned Counsel
- Civil Legal Aid Organizations
- Contract Defenders
- Law School Legal Clinics
- Lawyer Referral Services
- Pro Bono Programs
- Public Defense Agencies
- Private Practice Attorneys
- Others committed to ensuring legal assistance for people who can’t afford counsel
NLADA Mutual offers the following coverages:
- Lawyers Professional Liability
- Management Liability (aka Directors & Officers or “D&O”)
- Employment Practices Liability
- & more
NLADA Mutual is dedicated to providing best-in-class insurance and risk management products and services. Specifically, we are:
Dedicated to You
- The equal justice community carries a unique set of risks and liabilities as it charts an ambitious trajectory among the underserved. We offer standard-setting insurance products tailored to your practice and your program. We deliver risk management services and training grounded in a proactive evidence-based approach.
- NLADA Mutual is actively championing and advancing your work, and we are here to support you and your unique needs. We consistently advocate on your behalf and bring the values of the equal justice community to the insurance industry. (Read about the Insurance, Equity & Justice Initiative on page 4!)
Dedicated to Service
- We serve you with cost-efficient insurance products that meet you where you practice.
- We provide ongoing personal support as you encounter and navigate risk.
- We deliver prompt and high-touch claims counsel in the moments that matter.
Dedicated to Our Model
- When you activate our insurance products on your behalf, you become an owner of NLADA Mutual.
- You also access the member benefits of NLADA, America’s oldest and largest nonprofit association devoted to excellence in the delivery of legal services to those who cannot afford counsel.
- Your premiums help support the work of NLADA and members in the field.
- We believe that business can and should be a force for good – and lead on justice and equity.
Dedication Backed by Experience
- We have been serving as the equal justice community’s insurance advocate since 1994. With three decades of service, we bring a depth and breadth of experience to bear that make us the trusted partner of equal justice organizations and firms across the country.
- Our members know we deliver programs at exceptional value while understanding the power derived from insurance programs dedicated to their particular needs.
NLADA Mutual CEO Jo-Ann Wallace explains why the NLADA Insurance Program evolved into a mutual company and launched as a risk retention group (RRG) in an interview along with Dana Sheppard of the District of Columbia Department of Insurance, Securities and Banking (DISB) conducted by WTOP News Radio in August 2023.