Coverage Highlights
An equal justice attorney is vulnerable to the same kinds of lawsuits brought against a private attorney. This vulnerability also includes attorneys working for non-profit organizations. NLADA Mutual’s Lawyers Professional Liability program can protect attorneys, volunteer attorneys, and the organization.
Availability
- In all 50 States and DC
- AM Best financial rating of “A”, excellent
Limits
- As low as $100,000
- Up to $5M
Deductible
- $0 - $5,000
- Deductible does not apply the defense expense
Coverage
- Lawyers Professional Liability
- Disciplinary Proceedings Expense coverage of $50,000
- Equitable Relief Defense Coverage of $50,000
- Subpoena Assistance coverage, within the policy limit
Optional Coverages
- Management Liability (aka Directors & Officers)
- Employment Practices Liability
- Criminal Defense
- Punitive Damages, where allowable by the state
- Outside Practice of Law
Areas of Practice
- Assigned Counsel
- Civil Legal Aid Organizations
- Contract Defenders
- Law School Legal Clinics
- Lawyer Referral Services
- Public Defense Agencies
- Private Practice Attorneys
- Others committed to ensuring legal assistance for who can’t afford counsel
Why NLADA Mutual?
- We are an insurance company that shares the mission of advancing equal justice
- We provide tailored coverages as we understand and are a part of this distinct community
- We provide affordable, often lower premiums
- We are a company owned by its members where all net proceeds remain in the equal justice community to support the work of advocates on the frontlines and NLADA’s efforts on their behalf
- We are a fierce advocate for justice and equity within the insurance industry
These Optional Endorsements to the Lawyers Professional Liability Policy are available:
Management Liability Errors & Omissions Endorsement >>
The Management Liability Errors & Omissions Endorsement protects the staff, volunteers and members of an organization in the performance of management duties or responsibilities. A separate limit of liability is provided for this endorsement.
Employment Practices Coverage Endorsement >>
The Employment Practices Coverage Endorsement, written as an endorsement to the Management Liability Errors & Omissions Endorsement, affords coverage for claims alleging wrongful termination, discrimination, sexual harassment, failure to hire or promote, or other similar employment matters. This coverage is subject to a sublimit of the Management Liability Errors & Omissions Endorsement.
Punitive Damages Endorsement >>
The Punitive Damages Endorsement extends coverage to claims for punitive or exemplary damages, where allowed by state law, with a sublimit of $50,000.
Criminal Defense Endorsement >>
The Criminal Defense Endorsement provides coverage for the defense of criminal proceedings brought against an insured with a sublimit of $50,000.
Outside Practice of Law Endorsement >>
The Outside Practice of Law Endorsement extends the professional liability policy to the delivery of pro bono legal assistance by insured under the basic policy with no sublimit.
Primary Pro Bono Endorsement >>
The Primary Pro Bono Endorsement provides primary coverage for legal services provided by participant s in specified pro bono, judicare and other special programs sponsored by policyholders.
For more information, please call 800-725-4513.
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